Automated Credit Rating processing
Credit Ratings require extracting financial ratios from lengthy PDFs. Parsit does this automatically — faster, more accurately, and without errors.
Credit Ratings: before and after Parsit
Before
Analysts spend hours reading through 50+ page financial reports to find specific metrics, ratios, and risk scores, manually copying them into Excel models.
2023 m. gruodžio 31 d.
| Straipsniai | 2023 m. | 2022 m. |
|---|---|---|
| Pardavimo pajamos | 1,250,000 | 980,000 |
| Pardavimo savikaina | (850,000) | (650,000) |
| Bendrasis pelnas | 400,000 | 330,000 |
| Veiklos sąnaudos | (210,000) | (180,000) |
| Veiklos pelnas (EBIT) | 190,000 | 150,000 |
After
Parsit scans the entire document, understands the context, and instantly extracts the exact financial metrics required, populating your risk models automatically.
| A | B | C | |
|---|---|---|---|
| 1 | Straipsnis | 2023 m. | 2022 m. |
| 2 | Pardavimo pajamos | 1,250,000 | 980,000 |
| 3 | Pardavimo savikaina | (850,000) | (650,000) |
| 4 | Bendrasis pelnas | 400,000 | 330,000 |
| 5 | Veiklos sąnaudos | (210,000) | (180,000) |
| 6 | Veiklos pelnas (EBIT) | 190,000 | 150,000 |
| 7 |
How Parsit processes credit ratings
Date extraction
EBITDA, revenue, debt-to-equity ratio, credit score, risk rating, auditor opinions, and key financial dates.
Validation and checking
Ensures extracted financial figures balance correctly (e.g., Assets = Liabilities + Equity) and flags any inconsistencies in the report.
Delivering results
Structured Excel files for financial modeling or direct JSON feed into risk management software.
Where are they used: credit ratings
Finance & Banking
Banks evaluate corporate loan applications. Parsit accelerates the credit decision process by automating financial data extraction.
Insurance
Insurers assess the financial health of corporate clients for underwriting. Parsit provides instant access to key risk indicators.
Try automating credit ratings with your own files
Register for an intro call. We will discuss your processes and prepare a custom demo that you can try yourself.
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